Our Services

The Credit Union is run for the mutual benefit of the members so you get a fair deal with us, not forgetting you get to be part of a movement of nearly 3 million Irish people who have came together to achieve financial well-being and a better way of life, not just for themselves, but for their families and their community as a whole.

Standing Orders

Members who cannot make it into our office as often as they may like can set up a standing order from their bank account to transfer money to their savings or as a loan repayment.

However it is the responsibility of the member to ensure that their bank account is in credit at all times otherwise their standing order will cease.

Foreign Exchange

We will buy/sell currency notes, we keep Sterling, US Dollars and Australian Dollars in stock, other currencies can be ordered on request and we aim to have them within 2 working days.

Click & Collect

Credit Union members can now order foreign currency online and collect it at your local Credit Union via the – “Click & Collect” Service: http://www.fexcocurrency.com/

Electronic Transfer

Members can now have salaries, social welfare/pensions paid directly into their credit union account via their own BIC/IBAN. Please contact the office for details.

You can also transfer funds from your credit union account to your bank account, funds to be in your account next working day, subject to cut-off times. All we ask is that you have your bank details to hand when you call to our office.

Laser facility

You can lodge money to your savings or make a loan repayment using your laser/visa debit card in our office or by telephone. (Minimum €10 payment)

Agri Payments

Ballaghaderreen & District Credit Union Ltd offers farmers the facility whereby they can have their Department of Agriculture Payments paid into their credit union, setting up and managing individual electronic payments from the Department of Agriculture, Fisheries and Food will now be quick and easy for credit union members account.

A farmer simply has to sign a Direct Payment Authorisation Form, have it co-signed and stamped by their credit union and send the completed form to the Department of Argiculture to begin receiving electronic payments to their credit union account at Ballaghaderreen Credit Union.

These forms are available from Ballaghaderreen Credit Union and we encourage all our farmer members to talk to us and make the necessary arrangements.

Bill Pay

We have just launched a bill pay service where you can pay the following bills in your credit union – Phone, Electricity, Veolia Water Charges, VHI & Laya Health Care, Wers & Barna Bins. Please bring your bill with you if you wish to avail of this service.