Online Loan Application

Step 1 of 2

50%

Are you a member of Ballaghaderreen Credit Union?*
- No
- Yes
Account Number*
Is this a joint account?*
- No
- Yes
Name*
First Last
Name of second person
If this is a joint account.
First Last
Date of birth*
Phone number*
Email*

Loan details
Loan amount required*
Loan Purpose*
Loan Type*
Term of loan*
Repayment Frequency*
Income & Expenditure details
Employment Status*
Phone number**
Net income per week*
Expenditure*
Please provide details of rent, mortgage, credit cards or any other loans.
File*
You can attach relevant documents here.

Please provide: 3 Current payslips, social welfare payments, set of accounts if applicable 3 Months up to date bank statements Mortgage statement if applicable.
Drop files here or

Accepted file types: pdf, doc, docx, gif, jpg.
DECLARATIONS AND CONSENTS*
I/We are not indebted to any other Credit Union, bank or loan agency either as borrower or guarantor except as stated above in the online loan application. The information given by me/us on this form is made for the purpose of obtaining the loan, and is true to the best of my knowledge and belief. I authorise Ballaghaderreen Credit Union Ltd to make whatever enquires deemed necessary to process this application including sharing account and loan data with other Credit Unions, consumer reference agencies and the Irish Credit Bureau.
- Yes
ICB CONSENT*
I/we authorise Ballaghaderreen Credit Union Ltd to process and retain data with the ICB I authorise Ballaghaderreen Credit Union Ltd to process and retain data provided by me in respect of this application, to seek and provide credit references (searches), to record details of any transaction which may result from this application with Irish Credit Bureau Limited (ICB) and ICB to record, retain and disclose to its members details of such searches for a period of one year. I acknowledge that Ballaghaderreen Credit Union and/ or ICB are permitted to disclose any material misstatement of fact contained in the application for financial accommodation to its members and relevant bodies. I consent to any such application being processed, recorded and retained by ICB. If we reject your application based on the consultation of a database Ballaghaderreen Credit Union is required by law to inform you immediately and without charge of the result of such consultation and is also required to provide you with particulars of the database consulted.
- Yes
Data Protection*
I confirm I have read this websites privacy policy and cookies policy and I consent to the collection of my data as agreed in these policies.
- Yes
NOTICE: Under the Credit Reporting Act 2013 lenders are required to provide personal and credit information for credit applications and credit agreements of €500 and above to the Central Credit Register. This information will be held on the Central Credit Register and may be used by other lenders when making decisions on your credit applications and credit agreements. The Central Credit Register is owned and operated by the Central Bank of Ireland. For more information see www.centralcreditregister.ie

Lending Rate 6.50%

Only for Car & Special Rate Loans – please see terms & conditions below

Terms & Conditions

Special Rate Loans

Amounts €20k and above.
We may require proof of loan purpose.
Minimum Loan term 5 years and max 10 years.
Members cannot top-up existing home improvement loans to the new rate unless they clear outstanding loan balance first.
Members have the option of having a separate loan at the new rate subject to loan limits.

Car Loan

Amounts €5k and above
Cheque made out to dealership or individual from whom the vehicle is purchased.
Members cannot top-up existing car loans to the new rate unless they clear outstanding loan balance first.
Members have the option of having a separate loan at a new rate subject to loan limits

LENDING PRIVACY NOTICE

Online Loan Application

Online Loan Application

Step 1 of 2

Loan details

Income & Expenditure details

Lending Rate 6.50%

Only for Car & Special Rate Loans – please see terms & conditions below

MEMBER NOTICE

CLOSING TIMES