How Do I Become a Member?

How Do I join

Firstly you either have to live or work within our common bond which extends for a 10 mile radius of the town of Ballaghaderreen.You will then have to provide us with the following information:

  • Photographic ID:
  • Current Valid Passport OR Current Valid Driving Licence
  • Proof of Address: (Dated within last 3 months)
  • Household utility bill, ESB, Phone, Mobile,


  • Bank or Building Society Statement


  • Letter from Social Welfare, Revenue
  • PPS Number:
  • PPS Number to be provided on an Offical Document

Eg: Payslip, P60, Medical Card or Letter from Revenue

A one off entrance fee of €1.27 has to be paid on joining the credit union with a minimum of €5.00 lodged to your account.


Can I open an Account for my Child?

A Parent can open an account on behalf of their child up to the age of when the child can write their own name. The following is required to open a minors account (aged under 16 years)

  • Birth Cert or valid passport
  • Utility bill for parent dated within last 3 months
  • Childs’ PPS Number on official document
  • Valid Photo ID for parent opening the account (where child is unable to sign their name)


Benefits of Membership

  • No transaction charges or hidden fees.
  • Open late Friday evenings until 8 pm.
  • Security of savings through the credit union’s fidelity bond and through the Savings Protection Scheme. (Subject to limits)
  • The knowledge that your savings are being used in your own community.
  • Loan Protection and Life Savings Insurance at no direct cost to eligible members. (Subject to terms and conditions)
  • Friendly, confidential and personal service to our members.